Author
Marianne Hayes, Personal Finance Writer
Marianne Hayes is a longtime freelance writer who's been covering personal finance and home ownership for over a decade. She has written for CNBC, Redbook, Cosmopolitan, Good Housekeeping and more. Marianne lives in Tampa with her three daughters and two miniature Dachshunds.
Articles by Marianne Hayes
Amortization Schedules: How Your Mortgage Payments Work
An amortization schedule breaks down important details about your mortgage payments, like how much you’re paying toward interest.
How Long Does It Take to Refinance?
The refinancing process typically takes 30 to 60 days, but it could be longer if you run into a delay.
Escrow 101 For First-Time Homebuyers: What You Need to Know
An escrow account is managed by a neutral third party and used to hold funds during the home-buying process.
Can You Have a Co-signer on a Mortgage Loan?
Applying for a mortgage with a co-signer could improve your chances of getting approved, but it has its risks.
Timing and Importance of Home Appraisals in the Mortgage Process
If You’re Buying, Selling, or Refinancing a Home, Understanding How the Home Appraisal Process Works Can Make for a Smoother Transaction
Understanding "Cash to Close:" Your Key to a Smooth Home Purchase
“Cash to close” is the total amount of money you’ll need to come up with to close on a new home.
Property Taxes at Closing: Who Bears the Burden?
Property taxes are typically prorated during a home sale, with the buyer and seller each paying a portion.
Solving the Real Estate Puzzle: The Integral Role of Agents in Property Transactions
Real estate agents are in a unique position to help home buyers and sellers alike – here’s how.
Hybrid Mortgages Demystified: Features, Advantages, and Things to Watch
A hybrid mortgage combines the pros and cons of both fixed-rate and adjustable-rate mortgages. Learn what this can mean for your bank account.
The FHA Loan: Benefits, Qualifications, and Application Process
FHA Loans can open up the mortgage process to buyers who don't have lots of cash on hand, but there may be some additional costs to consider.