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Own Up Staff

Own Up is a privately held, Boston-based fintech startup that is on a mission to make sure every home buyer receives a fair deal on their mortgage by unconditionally empowering individuals with customized data, personalized advice, and unprecedented access to mortgage lenders to create better financial outcomes and simplify the home financing experience.

Articles by Own Up Staff

Mortgage Advisors

Written Verification of Employment (VOE): What It Is

Know when an employer-completed VOE is required, what it shows about income, and how it impacts mortgage approval and your DTI.

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News & Research

Lender Grader: Compare Mortgage Rates Across Lenders

Lender Grader shows how lenders' mortgage rates compare to your state average and how those gaps could save you thousands.

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Refinancing

Mortgage Refinancing 101: How It Works & When To Refinance

Mortgage refinancing explained: when it lowers your monthly payment or frees cash, who qualifies, and how to calculate your break-even savings.

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News & Research

Meet Our Unbiased Home Advisors

Meet Own Up’s licensed, unbiased Home Advisors — a dedicated co-pilot who guides you through mortgage options, compares offers, and helps save money.

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First Home Loan

Top 10 Mortgage Brokers in Boston, MA

Compare Boston's top 10 mortgage lenders (2022) and get personalized rate insight to find lower rates and fees.

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News & Research

Women Pay More Than Men on Mortgage Rates

HMDA finds women pay higher mortgage rates across most states. Own Up's anonymous, pre-negotiated marketplace delivers fairer, lower-cost loan offers.

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Mortgage Advisors

Refinancing After COVID-19 Mortgage Forbearance

Refinance after COVID forbearance is often possible. Conventional loans may qualify after 3 consecutive payments; requirements vary by loan type.

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Mortgage Advisors

Mortgage Insurance Guide: What It Is & How It Works 2025

Get clarity on mortgage insurance: costs, PMI vs FHA/USDA, cancellation rules, and when paying it still helps you buy a home.

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Mortgage Advisors

Voluntary Liens: What They Are And How They Work

Understand voluntary liens - what they mean for your mortgage, credit, and home sale, so you can buy or refinance with confidence.

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First Home Loan

How To Cancel A Purchase And Sale Agreement

8 ways buyers can exit a purchase contract: inspection, appraisal, financing, HOA, title or timing issues, plus how to protect your earnest money.

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Disclaimer

The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.