Author

Patrick Boyaggi, CEO an Co-Founder

Patrick is the Co-Founder and CEO of Own Up. He has a wealth of experience and knowledge as a mortgage executive.

Before starting Own Up, Patrick was the Senior Vice President at Leader Bank and a Management Consultant at Accenture.

Throughout his career, Patrick has helped tens of thousands of homebuyers secure mortgages in his career. Patrick is passionate about empowering people to improve their financial future using technology and data to offer personalized guidance.

Patrick holds an MBA from Northwestern University’s Kellogg School of Management and a BA from Bates College.

Articles by Patrick Boyaggi

First Home Loan

How Much Mortgage Can I Actually Afford?

Learn how to calculate the mortgage you can afford by considering factors like monthly budget, savings, credit score, and loan terms. Use our tips and resources to confidently navigate the home buying process and make informed financial decisions.

Mortgage Comparison

These 5 Tips Will Save You Thousands On A Mortgage

Shopping for your mortgage can save you thousands. Learn how with these five mortgage tips.

News

What Homebuyers Want to Know: Top Questions From Our Reddit AMA

If you're a home buyer, read these responses to the questions that our customers most wanted to know.

First Home Loan

House-Hunting Checklist

Buying a home is a big decision. Let’s take a look at what you need to know before and during the house-hunting process.

News

Accelerating Gravity

In the Winter of 2015, I began accepting applications for Raizlabs’ startup incubator, XLR8. The goal of this program was to help nurture the next great Boston area startups and provide them guidance in the areas that Raizlabs excels, namely mobile development, product management and UI/UX.

Mortgage Advisors

Dear Mortgage Industry: We Need to Talk About Race

An editorial in The New York Times last month highlighted a recent study by the Center for Investigative Reporting. The report found that African-Americans and Latinos were more likely to be denied conventional mortgages than whites, even when income, loan size, and other factors were considered.

News

“Just hear us out. Don’t do big box. Go local, and go with Own Up.”

A common misconception people have when buying a home is that the bigger the mortgage company, the better the access to competitive rates and 24-hour customer service. But Emily and Evan found out that their big mortgage company wasn’t nearly as efficient as they hoped.

News

Honest About Money

One of the core tenants of our business is that we’re honest about money. This means that we tell our customers how we much we are paid and what it means to them. We do so because transparency is the foundation of a trustworthy relationship.

News

4 Tips for a Stress-Free Homebuying Experience

Nervous about your upcoming house hunt? Here are some easy ways to take the stress out of your home buying process.

News

"It Seems Too Good to Be True, But Don't Be Skeptical"

Allie and Kris were preparing to welcome their second child and were looking to buy a home that could work as their family grew. But because of their “complicated” income they weren’t having luck finding a competitive mortgage rate with their local bank.