Author

Dan Silva

Vice President, Marketplace Lending

Dan is the Vice President of Marketplace Lending at Own Up. Throughout his career, he has held executive leadership positions in the mortgage and banking industry.

Dan possesses a deep understanding of mortgages and residential lending. He leverages his expertise to help improve financial outcomes for homebuyers and supports the team of home advisors at Own Up.

He strongly believes in Own Up's mission to help people avoid overpaying for their mortgages and is dedicated to making mortgage shopping and comparison easy for all customers.

Dan earned a BA in Business Economics from Eastern Connecticut State University.

Articles by Dan Silva

Mortgage Comparison

Understanding APR: Compare Loan Options Effectively

What is an annual percentage rate? Learn about the full cost of borrowing by digging into a loan’s APR.

Mortgage Comparison

Fixed vs. Adjustable Rate Mortgages: Key Insights

Choosing between a fixed-rate or an adjustable-rate mortgage can be tough. Learn the facts about this important decision.

Refinancing

How Long Does It Take to Refinance?

The refinancing process typically takes 30 to 60 days, but it could be longer if you run into a delay.

Down Payments

VA Funding Fees: What Are They and How Much Do They Cost?

VA funding fees are one-time fees paid either at the closing of a VA loan or are included in the loan amount.

Mortgage Comparison

MIP vs PMI: Breaking Down Different Types of Mortgage Insurance

By understanding mortgage insurance requirements, you can reduce your monthly payments

Refinancing

What is a Streamline Refinance?

If you have a government-backed loan, you may be eligible for a streamline refinance. Find out if these quick-closing loans may be right for you.

Mortgage Comparison

Escrow 101 For First-Time Homebuyers: What You Need to Know

An escrow account is managed by a neutral third party and used to hold funds during the home-buying process.

First Home Loan

Mortgage Repayment Best Practices

Staying current with your mortgage payments is critical. Learn tips for staying on track and how early repayment options could help you save money over time.

First Home Loan

How To Budget For A House

Figuring out how much mortgage you can afford can be difficult. Use this simple guide to learn how to budget for a house.

First Home Loan

What Do Mortgage Lenders Look For in a Borrower?

Here’s a mortgage roadmap to help you overcome unforeseen approval obstacles with your potential lender.