Author

Dan Silva

Vice President, Marketplace Lending

Dan is the Vice President of Marketplace Lending at Own Up. Throughout his career, he has held executive leadership positions in the mortgage and banking industry.

Dan possesses a deep understanding of mortgages and residential lending. He leverages his expertise to help improve financial outcomes for homebuyers and supports the team of home advisors at Own Up.

He strongly believes in Own Up's mission to help people avoid overpaying for their mortgages and is dedicated to making mortgage shopping and comparison easy for all customers.

Dan earned a BA in Business Economics from Eastern Connecticut State University.

Articles by Dan Silva

Refinancing

What is a Streamline Refinance?

If you have a government-backed loan, you may be eligible for a streamline refinance. Find out if these quick-closing loans may be right for you.

Mortgage Comparison

Escrow 101 For First-Time Homebuyers: What You Need to Know

An escrow account is managed by a neutral third party and used to hold funds during the home-buying process.

First Home Loan

Mortgage Repayment Best Practices

Staying current with your mortgage payments is critical. Learn tips for staying on track and how early repayment options could help you save money over time.

First Home Loan

How To Budget For A House

Figuring out how much mortgage you can afford can be difficult. Use this simple guide to learn how to budget for a house.

First Home Loan

What Do Mortgage Lenders Look For in a Borrower?

Here’s a mortgage roadmap to help you overcome unforeseen approval obstacles with your potential lender.

Mortgage Comparison

Should You Get a Fixed Rate or Adjustable Rate Mortgage? What to Know Before Deciding

Choosing between a fixed-rate or an adjustable-rate mortgage can be tough. Learn the facts about this important decision.

First Home Loan

Monthly Housing Expenses: The True Cost of Home Ownership

Understand the nuances of your monthly housing expenses; learn about mortgage payments, insurance, property taxes, and how to manage these costs effectively for a secure and comfortable living situation.

First Home Loan

Timing and Importance of Home Appraisals in the Mortgage Process

If You’re Buying, Selling, or Refinancing a Home, Understanding How the Home Appraisal Process Works Can Make for a Smoother Transaction

First Home Loan

Should You Buy a For Sale by Owner (FSBO) Home?

Buying a home that’s for sale by owner could save some money on the purchase price, but it also comes with risks.

Mortgage Comparison

What Are Crypto-backed Mortgages and How Do They Work?

There's a lot of talk and confusion around cryptocurrency. Here's a look at their role in the mortgage marketplace.