Author

Dan Silva

Vice President, Marketplace Lending

Dan is the Vice President of Marketplace Lending at Own Up. Throughout his career, he has held executive leadership positions in the mortgage and banking industry.

Dan possesses a deep understanding of mortgages and residential lending. He leverages his expertise to help improve financial outcomes for homebuyers and supports the team of home advisors at Own Up.

He strongly believes in Own Up's mission to help people avoid overpaying for their mortgages and is dedicated to making mortgage shopping and comparison easy for all customers.

Dan earned a BA in Business Economics from Eastern Connecticut State University.

Articles by Dan Silva

Down Payments

Massachusetts First-Time Home Buyer Grants & Assistance

Did you know that Massachusetts homebuyers have access to statewide and local down payment assistance?

Down Payments

Illinois First-Time Home Buyer Grants Guide

There are multiple statewide and local assistance programs in Illinois to help homebuyers buy their first home.

Down Payments

Texas: Down Payment Assistance Programs

Texas has multiple statewide, local, and employee-focused down payment assistance programs for eligible first-time homebuyers and other types of borrowers.

Mortgage Comparison

What Type of Residence are You Trying to Buy? How Lenders Evaluate Occupancy Types

Your home’s floor plans may impact your mortgage plans

First Home Loan

What Does Equity Mean and How Does it Work?

Your home equity is the amount of your home’s current market value that you own.

Mortgage Comparison

Understanding APR: Compare Loan Options Effectively

What is an annual percentage rate? Learn about the full cost of borrowing by digging into a loan’s APR.

Mortgage Comparison

Fixed vs. Adjustable Rate Mortgages: Key Insights

Choosing between a fixed-rate or an adjustable-rate mortgage can be tough. Learn the facts about this important decision.

Refinancing

How Long Does It Take to Refinance?

The refinancing process typically takes 30 to 60 days, but it could be longer if you run into a delay.

Mortgage Comparison

MIP vs PMI: Breaking Down Different Types of Mortgage Insurance

By understanding mortgage insurance requirements, you can reduce your monthly payments

Down Payments

VA Funding Fees: What Are They and How Much Do They Cost?

VA funding fees are one-time fees paid either at the closing of a VA loan or are included in the loan amount.