Own Up
How it worksAbout
Resources

Learning Center

The know-how you need to navigate home financing.

Explore our learning center

Affordability Calculator

Learn how much home you can afford, and the next steps to take in the process.

Affordability calculator

Rate Range Finder

Get the range of rates for your borrowing scenario across thousands of lenders.

Find your rate range

For Realtors

Learn how Own Up can save your clients time and money.

Learn more

ReviewsFAQ
Dan Silva Image

Author

Dan Silva

Vice President, Marketplace Lending

Dan is the Vice President of Marketplace Lending at Own Up. Throughout his career, he has held executive leadership positions in the mortgage and banking industry.

Dan possesses a deep understanding of mortgages and residential lending. He leverages his expertise to help improve financial outcomes for homebuyers and supports the team of home advisors at Own Up.

He strongly believes in Own Up's mission to help people avoid overpaying for their mortgages and is dedicated to making mortgage shopping and comparison easy for all customers.

Dan earned a BA in Business Economics from Eastern Connecticut State University.

Articles by Dan Silva

A Comprehensive Guide to Illinois First-Time Home Buyer Grants and Assistance

There are multiple statewide and local assistance programs to help homebuyers buy their first home.

Hybrid Mortgages Demystified: Features, Advantages, and Things to Watch

A hybrid mortgage combines the pros and cons of both fixed-rate and adjustable-rate mortgages. Learn what this can mean for your bank account.

The FHA Loan: Benefits, Qualifications, and Application Process

FHA Loans can open up the mortgage process to buyers who don't have lots of cash on hand, but there may be some additional costs to consider.

Your Down Payment Explained

What exactly is a down payment, and how much do I need to save? We address these questions and more right here.

Are you a North Carolina First-Time Homebuyer? Discover Grants and Assistance Programs That Can Help

Did you know that North Carolina homebuyers have access to statewide, local, and even employer-sponsored down payment assistance?

A Comprehensive Guide to Georgia First-Time Homebuyer Assistance Programs

Georgia has multiple down payment assistance programs that cater to different geographic areas, professions and levels of need.

When is the Best Time to Buy a House?

Decoding the housing market can be challenging when inventory is low and prices are high. On that note: Is there a preferred time to buy?

What is Freddie Mac and How Does it Influence Your Home Loan?

Did you know your mortgage lender may not be the only entity involved in your home purchase? Freddie Mac and the federal government may also play a role.

A Comprehensive Guide to Pennsylvania’s First-Time Homebuyer Grants and Assistance Programs

Pennsylvania residents can access financial assistance with downpayment and closing costs through multiple government, lending and non-profit programs.

Guide to Mortgage Tax Credits: A First-Time Home Buyer’s Advantage

Did you know you may qualify for a tax deduction if you are a first-time homebuyer?

Disclaimer

The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.