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First Home Loan

Navigating the home-buying process can be tricky – especially if you’ve never done it before. The resources in this section will guide first-time homebuyers through the experience by tackling loan types, cost considerations, required documentation, contract terms, and more.

A Guide to Buying Your First Home

A Guide to Buying Your First Home

Essential tips and insights for first-time home buyers in our comprehensive guide, covering everything from financial preparation to closing the deal on your dream home.

Timing and Importance of Home Appraisals in the Mortgage Process

Timing and Importance of Home Appraisals in the Mortgage Process

If You’re Buying, Selling, or Refinancing a Home, Understanding How the Home Appraisal Process Works Can Make for a Smoother Transaction

Should You Buy a For Sale by Owner (FSBO) Home?

Should You Buy a For Sale by Owner (FSBO) Home?

Buying a home that’s for sale by owner could save some money on the purchase price, but it also comes with risks.

Timing and Importance of Home Appraisals in the Mortgage Process

If You’re Buying, Selling, or Refinancing a Home, Understanding How the Home Appraisal Process Works Can Make for a Smoother Transaction

Should You Buy a For Sale by Owner (FSBO) Home?

Buying a home that’s for sale by owner could save some money on the purchase price, but it also comes with risks.

A Mortgage Comparison for First Time Home Buyers

You won’t be a rookie for long!

Should You Apply for Multiple Preapprovals?

Multiple pre-approvals can help you get the best deal on your mortgage, but it’s not the right path for everyone.

First Time Homebuyer Checklist

Looking for the First-time Home Buyer Checklist? Read More to Find Everything you Need to Know.

P&S Agreement (also known as SPA): All You Need to Know

To ease stress in your home buying experience read this comprehensive guide to breaking down your P&S agreement.

Questions To Ask When Buying A House

The key questions you should ask your real estate agent, the seller or their agent, your home inspector and your mortgage lender before buying a home.

Understanding "Cash to Close:" Your Key to a Smooth Home Purchase

“Cash to close” is the total amount of money you’ll need to come up with to close on a new home.

Property Taxes at Closing: Who Bears the Burden?

Property taxes are typically prorated during a home sale, with the buyer and seller each paying a portion.

Solving the Real Estate Puzzle: The Integral Role of Agents in Property Transactions

Real estate agents are in a unique position to help home buyers and sellers alike – here’s how.

Disclaimer

The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.