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First Home Loan

Navigating the home-buying process can be tricky – especially if you’ve never done it before. The resources in this section will guide first-time homebuyers through the experience by tackling loan types, cost considerations, required documentation, contract terms, and more.

A Guide to Buying Your First Home

A Guide to Buying Your First Home

Essential tips and insights for first-time home buyers in our comprehensive guide, covering everything from financial preparation to closing the deal on your dream home.

How To Make An Offer On A House

How To Make An Offer On A House

Deciding how to come up with the right first offer on a house can be challenging. Here's everything you need to know to come up with your first offer.

A Comprehensive Guide to Georgia First-Time Homebuyer Assistance Programs

A Comprehensive Guide to Georgia First-Time Homebuyer Assistance Programs

Georgia has multiple down payment assistance programs that cater to different geographic areas, professions and levels of need.

How To Make An Offer On A House

Deciding how to come up with the right first offer on a house can be challenging. Here's everything you need to know to come up with your first offer.

A Comprehensive Guide to Georgia First-Time Homebuyer Assistance Programs

Georgia has multiple down payment assistance programs that cater to different geographic areas, professions and levels of need.

When is the Best Time to Buy a House?

Decoding the housing market can be challenging when inventory is low and prices are high. On that note: Is there a preferred time to buy?

What is Freddie Mac and How Does it Influence Your Home Loan?

Did you know your mortgage lender may not be the only entity involved in your home purchase? Freddie Mac and the federal government may also play a role.

Guide to Mortgage Tax Credits: A First-Time Home Buyer’s Advantage

Did you know you may qualify for a tax deduction if you are a first-time homebuyer?

Buying A House Without A Realtor

There are many good reasons to use a real estate agent when buying a home – but here’s what you need to know if you’re going to buy a house without a realtor.

What is Title Insurance and How Does it Protect the Homebuyer?

A clean property title is worth its weight in gold.

Can You Buy a House With a Lien?

Property liens can add an extra layer of complications to the homebuying process; read on to help you decide if it’s worth navigating.

What Is A Condo Questionnaire and Do I Need to Complete One?

A condo questionnaire is a document required by lenders to finance a property designated as a condominium or townhouse that is a part of a homeowners association. The document provides evidence that the condominium project is in compliance with lender’s underwriting requirements.

10 Essential Steps for First-Time Home Buyers

The homebuying process can seem daunting, but don’t worry, we’ll take you through it step by step.

Disclaimer

The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.