First Home Loan
Navigating the home-buying process can be tricky – especially if you’ve never done it before. The resources in this section will guide first-time homebuyers through the experience by tackling loan types, cost considerations, required documentation, contract terms, and more.
A Guide to Buying Your First Home
Essential tips and insights for first-time home buyers in our comprehensive guide, covering everything from financial preparation to closing the deal on your dream home.
How Lenders Evaluate Occupancy Types
This Own Up Resource Center article explains the different home occupancy types and how they may affect your loan.
Mortgage Preapproval
A mortgage preapproval makes you attractive to sellers. Read this post to learn what you need to do to get preapproved.
How Lenders Evaluate Occupancy Types
This Own Up Resource Center article explains the different home occupancy types and how they may affect your loan.
Mortgage Preapproval
A mortgage preapproval makes you attractive to sellers. Read this post to learn what you need to do to get preapproved.
What's the Best Loan for a First-Time Home Buyer?
Hint: It’s not always the first loan available.
How to Finance Your First Home Purchase
You’ve decided to take the plunge into homeownership, but how do you fund it?
Solid Mortgage Advice for the First Time Home Buyer
Discover essential mortgage advice for first-time homebuyers
Here's How to Get Rid of PMI ASAP
Cancelling PMI is not always automatic, nor is it easy. Here are six ways to eliminate PMI from your mortgage.
Why Your Mortgage Was Sold
Mortgage companies will often sell your loan once it closes - even before the first payment. Here's what it means for you.
What You Need To Know About Mortgage Underwriting
Mortgage underwriting is the process lenders use to decide if you get approved or denied for your loan. Read on to avoid surprises.
The Credit Score Conundrum
Different lenders use different criteria to determine credit scores. Here is a primer.
The 5 Dangers of Mortgage Calculators
Online mortgage calculators are widely used by first-time homebuyers, but here's what you might not know about using them.